If you would like assistance with your loan software or has concerns regarding a unique or present personal loan, you could contact Santander Lender in another of two indicates. You could love to miss on an area part, if there’s that close. However, Santander Lender services twelve claims and you may D.C., but only has local twigs and you will ATMs during the nine of those.
You are able to contact Santander from the cell phone within 877-768-2265. Support service agencies are available Tuesday thanks to Sunday, 8:00 a great.m. to eight:00 p.m. Et.
Customer satisfaction
In terms of client satisfaction, Santander Bank obtains lower than common evaluations, towards business already holding a 1.5 out of 5 famous people (Bad) get with the Trustpilot.
Multiple people possess reported concerning sluggish responsiveness out-of customer support representatives. Having said that, the lending company operates globally, and some of your studies come from consumers in other countries, which could perhaps not reflect new experience of them based in the U.S.
Account Management
Santander Bank consumers is carry out the unsecured loans or other levels through the bank’s on the web portal otherwise cellular software. Each other succeed people to access the most recent harmony, build automated money, build an extra commission, otherwise pick a district part.
Both Santander Lender and SoFi provide unsecured loans that have low minimums, aggressive interest levels, and you can easier online software procedure. Yet not, there are lots of high differences when considering these two establishments:
- SoFi has the benefit of unsecured loans as much as $100,000, whenever you are Santander maxes away on $50,one hundred thousand.
- Santander products are only available in order to people in one of the a dozen claims it provides, otherwise Washington, D.C. SoFi offers its products to customers in every 50 claims.
- Santander e date, when you are SoFi borrowers would need to waiting a short while to help you located fund.
- APRs by way of SoFi start at just cuatro.99%. That have Santander Lender, a decreased speed you’ll receive is actually 6.99% Annual percentage rate.
Even if Santander Financial has the benefit of unsecured loans having aggressive words and you can capital timelines, SoFi is best option if you want a more impressive mortgage or real time away from Santander’s limited solution area. But not, Santander has investment as quickly as a comparable date, so if you you prefer currency prompt, that it lender might be worthy of a glimpse.
Santander Bank features a fairly restricted service town, only providing banking products – eg unsecured loans – to help you consumers throughout the northeastern U.S. and you can Florida. Yet not, Santander’s short investment away from signature loans (after exact same go out) of between $5,000 and $50,one hundred thousand produces so it financial an aggressive solution whenever you are within its services town.
Santander also offers APRs as low as 6.99%, and people could possibly get pre-recognized on the internet just minutes without having any affect their borrowing from the bank get. As much as customer support analysis, however, Santander performs unhealthy. And while you might reach support service representatives via mobile phone 7 weeks a week, brick-and-mortar twigs are merely situated in nine of one’s a dozen states that Santander functions. If you like to apply for finance otherwise manage your membership physically, this may be most restricting.
Although not, Santander unsecured loans incorporate no yearly fees, origination fees, or prepayment punishment. If you are looking to possess an instant mortgage and they are safe using online, so it bank is probably a stronger choice-so long as you are now living in among their serviceable says.
Strategy
Investopedia is actually serious about providing consumers that have unbiased, comprehensive evaluations away from personal bank loan lenders. In order to rates company, we amassed more 25 analysis situations across more than 50 lenders, including rates of interest, fees, mortgage wide variety, and you will cost words so as that all of our product reviews assist profiles create informed behavior for their borrowing requires.
Already, personal loans are just available to people from inside the Santander’s impact, which includes Connecticut, Delaware, Florida, Massachusetts, Maine, pshire, Nj-new jersey, Ny, Pennsylvania, Rhode Isle, Vermont, and you may Arizona, DC.