SINGAPORE, SINGAPORE / ACCESSWIRE / / Whether you’re planning to upgrade your home or get an investment property, you will need to take out a home loan to finance your purchase. While picking out a home loan sounds like an uphill task, it is a crucial step in completing your property purchase in Singapore. Keep reading to discover how Citibank Mortgage can fulfil your property financing needs.

When you yourself have questions in the our house mortgage bundles, delight contact this new Citibank team by filling up your information regarding the setting provided

• Dedicated financial https://paydayloancolorado.net/blue-sky/ advisers: A home loan doesn’t have to be a frustrating excursion. For the devoted guidance of our own mortgage advisers, you can be sure off a softer and you will satisfying a home loan excursion.
• Comprehensive home loan choices: On Citibank, we provide many mortgage choices to fulfil your unique a mortgage means. Take your pick out of variable, fixed, otherwise crossbreed (a combination of fixed and you will variable pricing) financing packages.
• Clear rates of interest: Our house loan interest packages is pegged so you’re able to transparent market standard prices (1-times and you can 3-few days Combined SORA).
• Mortgage Interest Counterbalance: Appreciate much more coupons with the Home mortgage Appeal Offset element when your sign up for changeable interest rate packages.
• Preferential rates: When you are an excellent Citigold or Citigold Individual Customer customers, you can aquire the means to access preferential financial rates of interest.

The next thing from inside the picking home financing is to select whether a fixed otherwise changeable interest rate mortgage usually best work for you. Fixed interest rate home loans include rates you to definitely will still be an identical in the period – this means that if you undertake a predetermined rate of interest financing, your own mortgage repayments will remain lingering regarding the secure-within the period. At exactly the same time, varying rate of interest lenders charges desire in line with the prevalent markets rates of interest. Because of this if you choose to undertake a variable rate of interest financing, your home loan repayments are very different in accordance with the prevailing market attract costs.

Currently, Citibank has the benefit of fixed and you can adjustable rate of interest home loan bundles having HDB apartments and private possessions. If or not you ought to opt for fixed otherwise adjustable interest household mortgage packages relies on your loan size, personal choices, and you may financial factors. Quite the opposite, if prevalent interest levels are determined to decline, you may be inclined when planning on taking upwards a changeable notice rates bundle.

With Citibank Home Loan, you can look forward to a rewarding home financing journey with the guidance of our dedicated mortgage advisors and a selection of mortgage packages with attractive interest rates. Before deciding on a home loan package, it is essential to consider factors like your financial profile, personal preferences, loan size, and interest rate trends. Our mortgage advisor will reach out to provide advice on loan affordability within 1 business day.

You can want to consider prevailing interest rate trend and forecasts – for example, when the prevailing interest levels was anticipated to boost, trying out a fixed rate of interest plan would be advantageous during the the latest short-term

Citi Singapore is a full-services bank offering customers, agencies, governing bodies and you will establishments in the Singapore a general range of lending products and features. Its certainly Singapore’s premier international financial companies and you will a beneficial tall middle to have Citi international.

The message shows the scene of your article’s author and you can does not always reflect the newest feedback away from Citi otherwise their teams. Please take a look at the services offers to the Citi Singapore webpages to have precision or completeness of one’s advice presented on blog post.