Credit Restoration

We specialize in erasing BAD CREDIT from all three of the major credit, bureaus, Experian, Equifax and Transunion. We obtain this goal through a honest and ethical procedure.

Services Include but not limitied to:
Ordering your credit file
Complete and Full Credit Support Team
Create and develop an Effective Dispute Campaign
Send No contact letters to problem creditors

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Auto Financing

Have you been in need of a new car, looking for a car for you teens, or just ready to upgrade your current vehicle to something better, but have consistently been turned down by dealerships due to your poor credit?

The 700 Fico Club Partners with Major Car companies and dealerships such as, Mercedes-Benz, Lexus Keyes, Audi, Jaguar Galpin, Land Rover Encino, Range Rover, Auto Gallery Honda, & Carmax Luxury Leasing, just to name a few.

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Credit Enhancement

“Credit Enhancement” is industry jargon for “account.” So, if you have a credit account, you have a Credit Enhancement. Credit Enhancement are important because without them, you don’t have a positive credit history to report.

What's more important are "Seasoned Credit Enhancement"- lines of credit that the borrower has held open in good standing for a long period of time, typically at least 2 years. The "seasoned" part simply implies that the account is aged or that it has an established history.

The 700 FICO Club uses a credit score boosting model with Seasoned Credit Enhancement called "Piggybacking" - when one person with good credit rents out an Authorized User (AU) spot on their credit card to another person needing to fix credit, for a small fee. Once the renter is added as an AU, the account history – payments, limit, and balance – for the cardholder's account appears in the renter's credit file within a few weeks, thereby immediately affecting the renter's credit score and providing a successful solution for all of us to improve credit and fix credit; and ultimately BOOSTING YOUR CREDIT SCORE!

This method was permanently approved by Fair Isaac Corporation in the FICO 08 model in July 2008, during a Congressional Subcommittee summit.

Let The 700 Fico Club guide you step by step and get you into the car that you truly deserve!

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Credit Inquiry Removal

Many consumers are not aware of how inquiries could affect the chances of getting approved for that perfect credit card, business line of credit, or business loans.

Each credit inquiry can cause your score to decrease 3-5 points per inquiry on your credit report. Having 15 recent inquiries could affect your fico score by 75 points. Removing your inquiries will increase your score and allow you to qualify for credit cards, business lines of credit, business loans, auto loans, etc.

Removing inquiries on your own can be very difficult and frustrating. If you are looking to remove your inquiries to Boost your credit score or are in need of a business loan you are in good hands.

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Residential / Commercial Property Financing

Are you are currently in the market looking to buy/sell a new house, condo, or duplex. Maybe you are looking to buy a rental property to create another positive revenue stream; or possibly looking into a commercial property. Let The 700 Fico Club assist you with your Residential / Commercial Property Financing. With ONLY a 650 Fico Score & 15% Down of the Asking Price, we can help you get financed.

We partner with some of the top mortgage companies in the US, such as Keller Williams and Coldwell Banker. We also partner with major banks such as JP Morgan Chase, Wells Fargo, and Bank of America. Our team are also seasoned Real Estate Brokers and can help you in locate a property of your dreams.

Credit Enhancement section